We specialize in Bad Credit Car Loans.

At Ontario Bad Credit we have helped thousands of Canadians in getting approved for a car loan. We have been in business for over 20 years and we have a strong network of lenders across the province that can get you the best possible rate. Our credit experts have extensive experience in bad credit financing and can provide you with the best financing options available.

Our Personal Touch

At Ontario Bad Credit, our bad credit loan specialists will personally review your application before your credit application is sent for approval. We carefully review all factors surrounding your car loan. By doing so, we are better able to match your needs to the right lender. This human interaction differentiates us from other loan providers.

We have dealt with all kinds of people with bad credit, from missing a credit card payment to being bankrupt. Our specialists know how to deal with any situation, apply today for your next car loan, and get your credit back on track.

Car Loan Calculator

You can now easily calculate your auto payment amount for your Ontario Car Loan. This payment calculator will allow you to calculate your monthly payment by entering the amount you wish to borrow for a car loan as well as the interest rate you expect, depending on your credit.

Why Choose Us?

Loan payments starting from $99

Rebuilding your credit within 10 payments

Car Loans for people who have been bankrupt

Do you have a cash-based job or have recently graduated from school and have no credit?

Are you retired or on disability and need help getting a car loan? No problem!

Apply Online

Recent Blog Posts

  • Apr 6th
    Things to look for in a Car Loan

    Getting a car loan now makes it very easy for people to buy the car of there choice. It may take several years to save up enough money to buy a luxury vehicle without getting a car loan. Auto loans benefit the consumers, car dealerships, and the financial lenders. When looking for an auto loan, t...

    Read More →
  • May 5th
    Tips and Advice for Repairing Your Credit

    It happens to many people for many reasons, and sometimes it isn’t your fault, but your debts have begun to pile up and now you can’t get the financing you need.

    Inability to pay your bills creates bad credit, and bad credit has a bad effect on your credit score. Or, more accurately,...

    Read More →
  • Apr 6th
    Things to look for in a Car Loan

    Getting a car loan now makes it very easy for people to buy the car of there choice. It may take several years to save up enough money to buy a luxury vehicle without getting a car loan. Auto loans benefit the consumers, car dealerships, and the financial lenders. When looking for an auto loan, t...

    Read More →
  • Mar 16th
    Car Loans for people with less than Perfect Credit

    In recent years, the number of bad credit loan applications has risen dramatically. This is due in part to the ever-increasing number of people who are finding themselves in an unmanageable debt situation. A high debt-to-income ratio is one of the first things that lenders look at when you apply ...

    Read More →